Coverage and Services
DKV Hogar is home insurance with which, in addition to having the best coverage, you will take care of your environment, the health of your family and the planet.
We offer you a wide range of solutions and guarantees to protect your home. Depending on the degree of coverage you need. Choose between Plus, Complete, Basic or Fire modalities.
Coberturas Incluidas en el Seguro de Hogar
Material Damage
Produced on the continent and/or contained due to inclement weather, acts of vandalism, floods, fires, leaks, breakages, etc.
Extension of Guarantees
We guarantee up to 100% of the capital contracted for container or content, direct material damage caused to the insured assets as a result of the aforementioned risks.
Water damage
Caused by breakage or blockage of fixed water distribution pipes, spills from stopcocks, overflow of fixed cooling devices, water leaks and excessive water consumption.
Breaks
Replacement and transportation costs and installation of windows, glass, mirrors, toilets, marble, granite and kitchen hob glass.
Civil Liability
Compensation for material and/or bodily harm caused involuntarily to third parties.
Theft Coverage
As long as the container and contents are insured, the theft of furniture and belongings and damage caused by locks, doors, windows, floors, etc. will be covered.
Extension of Coverage
Damage to the garden, aesthetic restoration of the container and contents, broken screens of electronic devices…
Legal Protection
Protection in the area of the private life of the insured and his or her family: claims for damages from third parties, supply contracts, tax and criminal defense, judicial claims in the event of illegal occupation of the home and as well as extrajudicial advice.
Telephone Medical Lines
Free medical advice through telephone medical lines such as DKV medical line (24 hours), pediatric (SJD Hospital), childhood obesity, women’s pregnancy, sports, nutritional, tropical and psycho-emotional.
Optional Services
Damage to the Continent at First Risk
Damage to the building at first risk to complement the Community insurance.
Garage Vehicles
Direct material damage to private vehicles as a result of a fire, explosion and/or lightning strike while they are parked inside the private garage of the insured home.
Extension of Civil Liability
Possibility of increasing the insured capital for Civil liability.
Second house
If you want to insure your second home, you will have a discount if you already have your main home insured with us.
10% bonus for no accidents
Free computer assistance service, handyman and appliance repair service.
We take care of the health of your home and that of your family
A safe home with SMS alert service for extreme weather phenomena.
Need help?
If you are thinking of taking out an insurance policy and you have any doubts, we will solve them in the way you choose.