Health Insurance
Take care of your health and that of your family with our medical insurance.
Call us or we will call you …
Find your DKV doctor
We put at your disposal recognized medical professionals and state-of-the-art medical centers, where you can go avoiding waiting lists.
Grace periods
It is the period in which you cannot yet enjoy coverage.
The benefits of our health insurance can be enjoyed from day one.
In the case of medical insurance, only the following services have waiting periods:
- Hospitalization and surgical intervention (including prostheses): 6 months
- Births, except premature births: 8 months
- Transplants: 12 months
- Biomechanical gait study: 6 months
Health insurance modalities and co-payments
The copayment is the amount that you must pay when using certain services according to the type of insurance chosen. This amount will be added to the fixed fee you pay monthly depending on the health insurance you choose. Remember that there are insurance policies in which the co-payment is €0.
Health insurance with co-payment is interesting because it has a cheaper fee, in which you only pay a small cost when you perform a service such as a medical test, which is much lower than without health insurance.
Check all 2024 co-payments by modality.
Why choose medical plan insurance with DKV?
medical chart
+ 51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.
Digital health service
Consultations with specialists by video consultation and chat, midwife, coach and pharmacy.
Cancellation conditions
DKV is committed not to cancel policies after the third year.
Dental coverage
Included in your FREE policy. More than 50 dental treatments at no additional cost.
Already have health insurance?
WE HELP YOU SWITCH TO DKV
We want you to enjoy all the advantages and the best medical assistance.
Frequent questions
What advantages does private health insurance have?
If you are hesitating whether to take out private health insurance or not, we will briefly explain what advantages you will have when you decide to take it out:
· Immediate attention and reduction of waiting lists.
· Wide variety of specialist doctors. You will have complete freedom to choose the specialist you need or that best suits you within our extensive medical team.
· Choose the hospitalization center.
· Short period for carrying out diagnostic tests. Reducing the average time of public healthcare.
· Coverage abroad, medical, surgical, pharmaceutical, hospitalization and ambulance expenses abroad (limit 20,000 EUR).
· Differential coverage, such as, for example, dental insurance that we include free of charge in our health insurance..
What is medical insurance?
When we talk about medical insurance, we are referring to the type of medical insurance that allows you to use specialists and medical centers arranged by DKV.
DKV has a medical team of more than 51,000 professionals and more than 1,000 centers throughout the country.
I have health insurance with another company and I would like to switch to DKV, are there pre-existing conditions and waiting periods?
If you have health insurance with another company and want to switch to DKV, you should know that we will eliminate the waiting periods of the policy you take out, as long as your current health policy has the same (or higher) coverage than the one you are going for. to contract with us. If you have less, we will eliminate the gaps in the coverages that are similar, but we will maintain them in the new coverages of the contracted policy.
In the case of waiting periods due to childbirth, they will not be eliminated.
In addition, there must be continuity between your current insurance and the new policy, and 60 days must not have passed since you left the previous company.
Need help?
If you are thinking of taking out an insurance policy and you have any doubts, we will solve them in the way you choose.
